Creating your legacy

     Estate planning is the key to creating the legacy that you want for yourself, not the one somebody else wants for you. It's simply arranging for what will happen to your assets after your death. Don't worry; it doesn't have to be a daunting task.

    Together, we'll make the process easy, so you can get on with other things -- like living your life.

The building blocks

A few helpful pieces of information while you're thinking about it:

    Since your will isn't final until it takes effect, you can rewrite it at any time. If you've recently had children or grandchildren, been married or divorced, or are nearing retirement, your will may need revising.
   
    While many of your goals can be met through your will, there are likely to be some left over. A separate designation form determines beneficiaries of many of your assets, as does a simple title of an account. Think about:

    Life Insurance
    Joint banking or investment accounts
    Retirement plans and IRAs

    Who you appoint as the executor of your will is one of the most important decisions you will make. Your executor will be responsible for the management of your assets and other important duties, including serving as family mediator if necessary. The successful implementation of your estate plan often depends on whom you appoint to this vital role.
   
    Even with recent tax legislation, estate taxes can claim as much as 55% of your assets, including insurance proceeds, retirement assets, and assets you've recently inherited.
   
    It doesn't have to be daunting, but it's not exactly simple either. We have the expertise to make sure it's done right...creating the legacy you want.
estate planning